In October 2015, I had the incredible privilege of being part of the pioneering team that launched the InnovaCXión Center (CIX) at the Bank of Credit of Peru (BCP). As a leader in agility and technology, I immersed myself in creating new products and applying cutting-edge practices like design thinking, agile frameworks, lean startup, and others. Among these exciting projects was Wall-E, the second MVP of the CIX, which would eventually be unveiled as Yape—the most widely used digital wallet in Peru.
Like any groundbreaking endeavor, the journey was fast-paced, stressful, exhausting, and immensely gratifying. I cherish countless memories, such as spirited debates with Fernando Ma, the Product Owner of Yape, over the myriad challenges we faced during the intense 16 weeks it took to build the MVP. Another moment that stands out vividly is the first-ever transfer on Yape: I sent S/1.00 to Francisco López, my indispensable software architect, to confirm everything worked flawlessly. From that humble beginning, Yape has transformed countless times, solidifying its place as an essential digital product for Peruvians.
Another moment that stands out vividly is the first-ever transfer on Yape
My connection to Yape runs even more profound when I consider my roots. My maternal family hails from Jauja, a small yet historic town in the heart of Peru—a city that once proudly held the country's first capital title. I spent much of my childhood there, accompanying my grandfather as he worked the land and crafted petticoats for traditional costumes. Both he and my mother have left an indelible mark on my life, shaping who I am both personally and professionally.
A few weeks ago, after more than 11 years away from the land of my ancestors, I returned to Jauja for family matters. Although my grandfather is no longer with us, every corner of the town brought back poignant memories of him. But what truly astonished me was discovering that the entire city was using Yape. Every shop offered Yape as a payment method, and I made most of my purchases through the app.
The entire city was using Yape
I was deeply moved to see how a product I helped build from scratch was making such a tangible impact on a small town so rich in history and personal significance for me. If my grandfather were still alive, I would endlessly share with him how his grandson was part of this innovation—how banking and technology are propelling cities like Jauja forward.
One never truly knows how the technological projects we contribute to will evolve. When we finished building the MVP, I could never have imagined that Yape would become what it is today, nor the profound impact it would have across Peru. Although I am no longer part of BCP, I will always be grateful for the opportunity they gave me, and I feel fortunate to have been part of the creation of the InnovaCXión Center.
This journey back to Jauja taught me that innovation doesn't just transform industries; it touches lives profoundly and personally. My experience with Yape and Jauja reminds me that our work in technology can transcend borders and time, leaving a legacy that connects our past with the future. I will continue to support and celebrate initiatives that, like Yape, drive progress and improve the lives of people throughout Peru.
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